BHA FPX 4003 Assessment 1 The Affordable Care Act and Beyond BHA-FPX4003 Present and Future State Developments within the United States Health Care System

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Introduction

This manuscript utilizes Summon and other online research tools to examine and discuss the effects and consequences of the Affordable Care Act (ACA) on health insurance coverage in the United States, as well as contemporary changes in healthcare. Additionally, the paper analyzes the American Rescue Plan (ARP) and its resulting impacts and benefits.

Sources Addressing the Affordable Care Act

HealthCare.Gov. (2010). Read the Affordable Care Act, Health Care Law. Retrieved from https://www.healthcare.gov/where-can-i-read-the-affordable-care-act/

Galan, R. N. N. (2020, September 18). The Affordable Care Act: An update. Retrieved from https://www.medicalnewstoday.com/articles/247287

Lau, J. S., Adams, S. H., Park, M. J., Boscardin, W. J., & Irwin, C. E. (2014). Improvement in preventive care of young adults after the Affordable Care Act: The Affordable Care Act is helping. JAMA Pediatrics. https://doi.org/10.1001/jamapediatrics.2014.1691

Sources Addressing the American Rescue Plan Act (2021)

Adashi, E. Y., & Cohen, I. G. (2021). The American Rescue Plan Act of 2021: A historic if transitory expansion of the ACA. JAMA: The Journal of the American Medical Association, 326(1), 27-28. https://doi.org/10.1001/jama.2021.8389

Goldowitz, I. (2021). The multiemployer pension rescue under the American Rescue Plan Act of 2021: Taxpayer dollars well spent. Journal of Pension Benefits, 29(1), 27-33. Retrieved from http://library.capella.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fscholarly-journals%2Fmultiemployer-pension-rescue-under-american-plan%2Fdocview%2F2629425455%2Fse-2%3Faccountid%3D27965

Gardner, R., & Welch, J. (2021). The American Rescue Plan Act is loaded with tax planning opportunities for 2020 and 2021. Journal of Financial Planning, 34(4), 60-64. http://library.capella.edu/login?qurl=https%3A%2F%2Fwww.proquest.com%2Fadejournals%2Famerican-rescue-plan-act-is-loaded-with-tax%2Fdocview%2F2550694646%2Fse-2%3Faccountid%3D27965

Impacts of the ACA and the American Rescue Plan Act (2021) on the U.S. Health Care Ecosystem

Affordable Care Act Overview

Prior to the ACA, healthcare coverage in the United States was limited, resulting in a significant decline in accessibility and quality of care. The ACA was designed to provide affordable health insurance to U.S. residents and improve healthcare quality. It prohibited insurance companies from denying coverage based on pre-existing conditions and regulated insurance costs.

The American Rescue Plan Act (2021) Overview

The ARP was created to offer tax relief and funding to various sectors, primarily focusing on providing stimulus payments and tax credits to alleviate financial hardships caused by the COVID-19 pandemic. It extended benefits such as stimulus payments and child tax credits to eligible residents, aiming to support the U.S. economy and households.

Impact on the U.S. Health Care Ecosystem

Both the ACA and the American Rescue Plan (2021) aim to provide relief to the U.S. population. While the ACA focused on enhancing healthcare quality, the ARP concentrated on assisting individuals facing financial difficulties.

Current impacts of the ACA include improved healthcare quality and access for millions of U.S. residents; however, challenges such as affordability and government funding concerns persist.

The ARP has led to immediate effects, including increased taxes and heightened healthcare utilization, with potential future implications such as higher taxes for working Americans and risks to Medicare and Medicaid coverage due to funding shortages.

Conclusion

Research into U.S. healthcare reforms over the past decade, particularly the ACA, indicates a trend toward improved accessibility and quality of care. Both the ACA and ARP have provided benefits that contribute to advancements in healthcare in the U.S., although challenges remain.

References

Adashi, E. Y., & Cohen, I. G. (2021). The American Rescue Plan Act of 2021: A his